Direct selling has grown substantially during the last few years in India and now plays an important role in the country’s retail market. Hence this business model, of selling and marketing products directly to consumers without going through ....
Read MoreIntroduction: In the current era, a financial crisis is unpredictable and can occur at any time and when one is in need of an instant loan without having to produce paperwork such as salary slips. Fortunately, there is no shortage of fintech ....
Read MorePlanning your international travels in 2024? One of the smartest ways to make the most of your trips is by choosing the right credit card. With benefits like access to exclusive airport lounges, earning reward points on foreign spending, and avo....
Read MoreA Bank has a huge sum as deposits, but not all the money stored by the bank is in the same form. Some part of this deposit is kept in the form of liquid cash and this amount which is readily available is known as the Cash Reserve Ratio or CRR. T....
Read MoreIndividuals with low credit scores face numerous challenges when trying to secure a loan. Defaults and missed loan repayments make it difficult for defaulters to get an emergency loan. A poor credit score can negatively impact one’s financial ....
Read MoreNot everyone knows that their identity card, the Aadhaar card can double as a safety net. Yes, your Aadhaar card with its unique 12 digit number is an identity card that you can use to avail a loan of up to ₹50,000 in an emergency situation. I....
Read MoreHome delivery has become a very common concept recently, with people being able to order something and have it delivered to their doorsteps. It is not just consumer goods and food but services are also being delivered to doorsteps. Similarly,....
Read MoreOverdraft Facility allows an individual to borrow a certain sum of money for a fixed tenure, even if they do not have any savings in their account, and even when their account balance is zero. The interest rates for overdraft loans are fixed and....
Read MoreA loan is made up of two components, the principal amount and the interest amount, both of which must be paid to the lender within a stipulated duration. Almost all banks calculate the interest rate similarly. As a result, this interest rate is ....
Read MoreWhen you need a specific amount of money to fulfil certain needs and wants, availing a loan may be your only option. However, if you do not own a PAN card can you still get a loan? Most lenders do not provide personal loans to borrowers who d....
Read MoreMany middle-class families aspire to own and live in their dream home. The idea of a dream home varies from person to person, as some prefer flats, others row houses, and yet others like to purchase their own plot and build a custom home. Irr....
Read MoreIntroduced in the year 2000, the CGTMSE or Credit Guarantee Fund Trust for Micro and Small Enterprises is the Indian government and SIDBI or the Small Industries Development Bank of India’s scheme. Put simply, the CGTMSE provides collateral fr....
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