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RBI’s proposed LCR norm....

The proposed norms on LCR could thus be a dampener for some banks there as outlined by RBI, according to our research, bankrupted banks could also be a probable result of the implementation of these regulations. The RBI seems to be a bit conc....

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Well-focused Budget 2024 ....

The Union Budget 2024 can be described as one with a focus towards special development that caters to two big concerns that exist in the economy namely employment and the MSME sector. There is a direct emphasis on the creation of financial flows....

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Nirmala Sitharaman Scraps....

The angel tax, cleared by the union cabinet in a previous sitting of the current Lok Sabha, India’s lower house of Parliament that Sitharaman was a part of before being elevated to the Rajya Sabha was declared null and void. The Government ....

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Rs 5 cr: Here is what the....

Picture yourself having a snowball, each time you add to it you roll it down the hill. As it rolls, it collects more snow accumulating more and more snow as the snowball gets larger and larger. This is the same way that compounding works in inve....

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Smart loans and smartphon....

A Redseer Strategy Consultants analysis noted that the share of digital loans was at 1. 8% of all retail loans in FY22 to around 2. 5% in FY24. Sada lending is already emerging as a force in retail lending in India which is set to change rapi....

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‘Lakhs’ of ac....

During a meeting on Tuesday with chief financial officers and auditors of banks and financial institutions, the Reserve Bank of India expressed concern about certain banks having "lakhs" of accounts used for fraudulent activities and loan evergr....

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Recent Blog Post

Overdraft

Why Property Insurance Is....

You have just purchased your first house, or are you regarding to signing the documents. Exciting, right? The keys, the new paint, the fantasies of decoration of every corner it all seems like a new chapter. But may I question you upon another p....

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Loan Against Property

The Role of Title Insuran....

Imagine this, you have just discovered your dream house, the paperwork is completed and you are ready to move in. All appears to be okay. However, what will happen when someone comes up months later and proves that your property belongs to them ....

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5 Unique Personal Loan Pr....

When the majority hear the word personal loan, they immediately imagine one and the same product, which is to borrow the money to handle an emergency or a large acquisition. However, the truth of the matter is that, banks and other financial ins....

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