Privacy Policy

INTRODUCTION:

At DAILYFINSERV, we prioritize the privacy, confidentiality, and security of the personal information entrusted to us by our customers. This Privacy & Security Policy outlines how we safeguard your information and the terms under which we use it in conjunction with the services offered through our website www.dailyfinserv.com. It is essential to familiarize yourself with our General Terms of Use in tandem with this policy.

This Policy complies with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011(“SPDI Rules”), under the Information Technology Act, 2000, and other applicable laws and regulations mandating the publication of privacy notices for the collection, usage, storage, disclosure, and transfer of sensitive personal data or information.

DEFINITION:

1. “Sensitive Personal Data or Information” shall refer to the categories of information specified under rule 3 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011, and shall include but not be limited to:

• Password: Any confidential authentication credential used for accessing the services provided by DAILYFINSERV.
• Financial Information: Details pertaining to bank accounts, credit cards, debit cards, or other payment instruments provided by users for transactional purposes.
• Physical, Physiological, and Mental Health Condition: Information related to the physical, physiological, or mental health status of individuals, where such information is collected for providing services or determining eligibility for specific offerings.
• Sexual Orientation: Information regarding an individual’s sexual orientation or preferences, where disclosed by the individual voluntarily or as required by law.
• Medical Records and History: Documentation of an individual’s medical history, treatment records, or health-related information, provided by the individual for availing healthcare services or related purposes.
• Biometric Information: Unique biological identifiers, such as fingerprints, iris scans, or facial recognition data, used for authentication or identification purposes.
• Any Detail Relating to the Above Clauses: Additional information related to the categories specified herein, provided to DAILYFINSERV for the purpose of availing services or as required by law.
• Any Information Received Under Above Clauses: Information received by DAILYFINSERV for processing, storage, or other lawful purposes, as outlined in contractual agreements or regulatory requirements.

1. “Personal Information” shall refer to any data pertaining to a natural person, whether provided voluntarily or collected automatically, which, when combined with other information available to DAILYFINSERV, can be used to identify that person.
2. “User Data” shall encompass all information collected directly from users or generated through their interactions with the DAILYFINSERV platform, including but not limited to personal information, transaction data, location information, device information, and any other data relevant to the provision of services.
3. “Anonymized Data” shall denote information that has been stripped of personally identifiable elements, rendering it incapable of identifying individual users, and is used for analytics, research, or other purposes while preserving user privacy.
4. “Aggregated Data” shall signify data that has been compiled and analyzed to create summarized or collective insights, without identifying individual users, and is utilized for improving services or generating statistical information.
5. “Third-Party Data” shall include information obtained from external sources or partners, which may be integrated with DAILYFINSERV’s data for enhancing services or fulfilling regulatory requirements, as governed by applicable agreements and policies.

PERSONAL INFORMATION:

Personal Information refers to data pertaining to a natural person, which, when combined with other information available in DAILYFINSERV, can identify that person.

APPLICABILITY:

1. This Policy applies to the personal information shared/uploaded by you when availing of any product or using our website, to which DAILYFINSERV is privy.
2. By utilizing our Website, you signify your agreement with this Policy. This policy is applicable to all visitors to the Website. We recommend revisiting this page periodically to review the most current version of the Policy.
3. DAILYFINSERV reserves the right, at its sole discretion, to modify the Policy without prior notice. Your continued access or use of this Website signifies your acceptance of the updated or modified Policy.

WHAT PERSONAL INFORMATION ABOUT YOU WE GATHER:

The information collected from customers aids us in personalizing and enhancing their experience on the Website. Here are the types of information we gather:

• Information you input on our website.
• Stored information.
• <Specify the type of information gathered>

HOW WE USE THE INFORMATION:

DAILYFINSERV collects your information when you register for an account or use our services through the Website.

EXPRESS CONSENT:

• By using the Website and providing your contact details, you agree to receive information about products, offers, campaigns, or other promotional material that DAILYFINSERV or any third party may offer/provide through various means, including telephone, SMS, email, Whatsapp, or other messaging services.
• Usage of the Website may require you to provide consent for entering your Personal Information (PI) or authorizing DAILYFINSERV to derive your data from other sources. Your PI may be used or shared with third parties, and DAILYFINSERV shall adhere to industry best practices in processing applications.
• You expressly authorize us to share your PI with third parties, including Credit Information Companies (CIC), to conduct an aggregate check of your credit profile for sending you targeted offers.
• DAILYFINSERV has the right to share or disclose your PI when it deems, in its sole discretion, that such disclosure is necessary or appropriate under the prevailing law.

MUTUAL FUNDS:

DAILYFINSERV collects, receives, stores, and handles PI received from investors/customers. This information is collected to respond to requests, process investment applications, and ensure the safety of mutual fund investments. Additionally, DAILYFINSERV may inform you about other products or services offered by its partner Asset Management Companies (AMCs).The collection of this information also ensures compliance with Know Your Client (KYC) norms and relevant regulations.

OPT-OUT:

If you wish not to receive calls, emails, or messages from DAILYFINSERV, send an email to support@dailyfinserv.com from your registered email ID. Your number will be removed from our calling lists within 15 days, and you will not receive any further calls from us.

PURPOSE AND USAGE:

• DAILYFINSERV does not sell or rent your PI to anyone for any purpose. Your PI may be shared, sold, or transferred to a successor-in-interest due to the sale of any part of our business.
• DAILYFINSERV may use your information for various purposes, including communication, assisting business partners, sending notices and offers, displaying offers, market research, improving services, and complying with applicable laws.
• In the event you access the Service through a partner, your information may be provided to that partner when your application is submitted or updated.
• For availing services such as applying for credit information reports, loans, credit cards, mutual funds, or other financial products, you consent to the collection and processing of your PI on the Website.

DISCLOSURE/SHARING:

• DAILYFINSERV does not disclose customer PI except as directed by law, without customer consent, for transaction completion, or when necessary for compliance with legal obligations.
• Products/services offered by third parties on the Website may involve disclosure of your datawhich are not sensitive in nature. DAILYFINSERV may share your non sensitivedata with service providers, advertisers, Credit Information Companies, fraud prevention agencies, marketing channels, affiliates, and other third parties without additional consent from you.
• DAILYFINSERV is not liable for disclosure of PI in accordance with this Privacy Policy or the ‘General Terms of Use’ of the Website or any agreement with users.

INTIMATION BY CUSTOMERS REGARDING CHANGE IN PERSONAL INFORMATION:

• If your PI provided to us changes, you may update it when applying for a new product. You can review and update your PI by contacting us at support@dailyfinserv.com.
• We retain your information as long as your account is active or as needed for service provision. If you wish to close your account, contact us, and we will respond within a reasonable timeframe. However, we retain and use your information to comply with legal obligations, resolve disputes, and enforce agreements.

RETENTION OF YOUR DATA:

• DAILYFINSERV retains your information as long as necessary for providing services or upon account termination, whichever is later.
• Post termination, DAILYFINSERV may use anonymized, aggregated data for analysis and research purposes. Contact information and application details may be retained for fraud prevention or legal claim purposes.

EMAIL & SMS COMMUNICATIONS FROM US AND OUR PARTNERS:

We provide registered customers with periodic phone calls, emailers, and alerts. Users may opt-out of promotional emails by following instructions in the emails. Service-related emails/SMS/WhatsApp will still be sent.

LOG FILES:

This information includes IP addresses, browser type, ISP, referring/exit pages, operating system, date/time stamp, and clickstream data. Log information is used to improve services, marketing, analytics, or Website functionality.

TRACKING TECHNOLOGIES:

DAILYFINSERV and partners use cookies or similar technologies to analyse trends, administer the website, track user behavior, and gather demographic information. Users can control the use of cookies at the individual browser level.